THE INFLUENCE OF SECURITY PERCEPTION AND BENEFITS PERCEPTION ON THE DECISION TO USE THE FLIP APPLICATION AMONG STUDENTS OF THE     UNIVERSITY OF NORTH SUMATERA. ICOERESS, [S. l.], v. 2, n. 2, p. 639–645, 2026. Disponível em: https://icoeress.pasca.uinjambi.ac.id/index.php/icoeress/article/view/166.. Acesso em: 23 sep. 2026.